Redeem Free Home Content Insurance with Singlife
Home Insurance Singapore Protect your homefor free No matter the home you’re in, be assured that your belongings are protected. Safeguard your home from everyday
Home Insurance Singapore
Protect your home
for free
No matter the home you’re in, be assured that your belongings are protected. Safeguard your home from everyday emergencies and redeem a one-year Home Contents Insurance coverage, it’s on us. Because at Ohmyhome, we’re always by your side, always on your side.
COVERAGE
Enjoy up to $130,000 coverage for one year
- Up to $20,000 on household contents
- Up to $50,000 on renovations
- Up to $50,000 on family worldwide legal liability
- Up to $10,000 on alternative accommodation expenses/ loss of rent
WHY US?
We’ve got you covered.
What is Home Contents Insurance?
Covers more than fire insurance
Did you know? House fires happen in Singapore more often than you think!
Top 5 common causes of house fires:
- Unattended cigarette butts
- Fallen joss sticks
- Unattended stove while cooking
- Overcharging/exposed electrical wiring
- Personal Mobility Devices (PMD)
Home contents insurance covers the financial cost of repairing or replacing internal fixtures, moveable contents, valuables and other legal liabilities that may arise due to unforeseen events. Redeem for free
DO YOU NEED HOME CONTENTs INSURANCE?
Complement your fire insurance with home insurance
In addition to covering your renovations, furnishings and personal belongings, home contents insurance comes with cash allowance that make surviving a house fire more bearable.
You also get protection for other non-fire events, such as flooding from burst pipes, break-ins, or accidental damage to a third party’s property.
HOME CONTENTs INSURANCE
Frequently Asked Questions
Got a question? We’ve got the answers. If you don’t see your question here, drop us a message. We’re happy to assist.
What’s the difference between Fire Insurance and Home Contents Insurance?
Fire insurance required by HDB or the bank (with housing loans) covers only the structure, fixtures, and fittings that comprise part of the building. Claimed costs only cover the restoration of the flat’s physical structures and fixtures to its original condition. This does not cover renovations costs or your home contents.
Home Contents Insurance covers your renovations, internal fixtures (e.g. air conditioning units), household contents (e.g. furniture and appliances), valuables, and legal liabilities that arise from insured events.
Under what circumstances can I make a claim using this complimentary coverage?
The main perils covered against loss or damage to your home contents are:
- Bursting or overflowing of water pipes or household apparatus
- Earthquake & lightning
- Explosion
- Fire
- Flood
- Riot
- Strike or civil commotion
- Theft
- Vehicle impact
How long is this plan valid for?
This is a one-year complimentary plan, and it is non-renewable. Coverage will cease after 12 months.
Can I exchange it for cash instead?
No. The purpose of this complimentary one-year coverage is to provide our customers with the opportunity to protect their homes.
If I have an existing Home Contents Insurance plan, can I still apply for this?
Unfortunately, no. You would only be able to claim under a single policy. In this case, PIAS can offer you a complimentary Personal Accident plan instead.
IMPORTANT NOTES: Policies are underwritten by Singapore Life Ltd (“Singlife”). This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
Protected up to specified limits by SDIC. Ohmyhome is not an insurance agent or intermediary and is not allowed to solicit any insurance contract business or give advice on or recommend any product nor be involved in any discussions, negotiations, or the arrangement of any insurance contract between you and Singapore Life Ltd. Please direct all insurance enquiries to Singapore Life Ltd.
Information is accurate as of 12th March 2026
Ready to protect your home?
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Painting
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Legal Conveyancing
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Free Home Content Insurance
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Office Turnkey
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Professional House Movers
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Relocating to Singapore