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Insights from Ohmyhome
News, guides, and stories from Singapore's property team.
16 Jan 2026
Have an Emergency? Here Are All The Singapore Emergency Numbers You Should Know in 2026
Singapore Emergency Cheat Sheet Police (Life-threatening/Crime in progress): 999 Ambulance & Fire (Life-threatening): 995 Non-Emergency Ambulance: 1777 Police SMS (If unsafe to…
16 Jan 2026
Seller’s Stamp Duty (SSD) Singapore Guide 2026
Quick Summary What is SSD? A tax payable on residential properties sold within the holding period (3 or 4 years) Current Rates: Up to 16% for properties bought on/after 4 July 2025
15 Jan 2026
HDB Flat Eligibility (HFE) Letter: What It Is & How To Apply (2026 Guide)
HFE Letter Quick Facts Feature Details Purpose Assesses eligibility for: (1) Flat Purchase, (2) CPF Grants, (3) HDB/Bank Loans Validity 9 Months from the date of issue Processing…
14 Jan 2026
HDB Loan vs Bank Loan: Which is Better?
Quick Verdict: HDB vs. Bank Loan (2026) Best for Cash Flow: HDB Loan . It requires 0% cash down payment (fully payable by CPF), whereas bank loans require a minimum 5%. Best for…
13 Jan 2026
Condo Maintenance Fees 2026: What They Cover and How They’re Calculated
Key Takeaways: Condo Maintenance Fees in Singapore (2026) What are Condo Maintenance Fees? Also known as MCST fees, these are monthly payments used to maintain common areas,…
12 Jan 2026
What Are Mortgage Servicing Ratio and Total Debt Servicing Ratio (TDSR)?
Key Takeaways MSR (Mortgage Servicing Ratio) is capped at 30% of gross monthly income and applies only to HDB flats and Executive Condominiums (ECs). TDSR (Total Debt Servicing…
8 Jan 2026
For Foreigners: How to Rent or Buy Property
Quick Summary: Buying Property as a Foreigner in Singapore Eligible Properties: Private condominiums, strata-landed homes, and Sentosa Cove landed properties Restricted…
8 Jan 2026
Is A Conservation Property A Valuable Investment?
Quick Answer: Are Conservation Properties Worth It? Yes. Conservation properties in Singapore, particularly commercial shophouses , are highly valuable investments due to their…
7 Jan 2026
HDB Fiancé/Fiancée Eligibility Scheme (2026 Guide)
TL;DR / Summary: Can we buy a flat before marriage? Yes. Under the Fiance/Fiancee Scheme , you can apply for a BTO or resale flat if you plan to marry. – Citizenship: At least one…
6 Jan 2026
A Singaporean’s Guide to Buying a Resale HDB Flat in 2026
Quick Summary: Buying a Resale HDB in 2026 Eligibility : Singapore Citizens and PRs (after 3 years) are eligible to purchase; there is no income ceiling for the purchase itself.…
6 Jan 2026
The Full Legal Process of HDB Inheritance After the Owner’s Death (and Other Life Events)
TL;DR / Summary: – Death of a Joint Owner: The surviving owner typically takes full ownership via the Right of Survivorship. – Death of a Sole Owner/Tenant-in-Common: Ownership…
12 Dec 2025
A Singapore Homeowner’s Wishlist: 5 Property Goals to Unwrap for the Holidays
The festive lights are up, the year-end school break is in full swing, and the December monsoon is keeping the air cool. For most of us, this is a season of reflection, gifting,…